PPF Calculator
Project your Public Provident Fund balance from yearly contributions over the 15-year term at the current PPF rate.
Maturity value (tax-free)
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Total invested —
Interest earned —
Amounts in your own currency. Assumes a constant rate; the government revises PPF rates quarterly. Max ₹1.5 lakh/year.
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How it works
Balance compounds yearly: each year's contribution + interest carries forward at the PPF rateFrequently Asked Questions
How much will my PPF be worth?
PPF compounds annually and is tax-free. Investing ₹1,50,000 a year for 15 years at 7.1% grows to about ₹40,68,000 — roughly ₹18 lakh of that is interest, entirely tax-exempt under current rules.
What is the current PPF interest rate?
The government sets the PPF rate every quarter (7.1% in recent periods). It has ranged from about 7% to 8% in recent years — enter the current rate for an accurate projection.
Can I withdraw PPF before 15 years?
Partial withdrawals are allowed from year 7, and loans from year 3. The full account matures in 15 years and can then be extended in 5-year blocks. The maximum yearly deposit is ₹1.5 lakh.