UK Pension Contribution Calculator

Use this uk pension contribution calculator to estimate pension contributions from salary. Enter salary, contribution rates and employer or employee settings and review estimated pension contributions and take home effect.

Total going into your pension
—
Your net cost (after relief) —
Employer adds —
Tax relief you receive —

Higher and additional-rate taxpayers often need to claim relief above 20% through Self Assessment.

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How it works

Net cost = contribution × (1 − your marginal tax rate); total saved = your contribution + employer contribution + tax relief

How to use the UK Pension Contribution Calculator

Start by entering salary, contribution rates and employer or employee settings. Keep the units consistent and check that each value belongs to the same question.

The result gives estimated pension contributions and take home effect. Workplace schemes may use qualifying earnings and their own rules. Use it as a guide and check any instructions, rules or professional advice that apply.

Frequently Asked Questions

What does this uk pension contribution calculator calculate?
It gives estimated pension contributions and take home effect. Workplace schemes may use qualifying earnings and their own rules.
What information should I enter?
Enter salary, contribution rates and employer or employee settings. Use the same units throughout so the result is easier to understand.
Does this show the exact workplace contribution?
Only if the inputs match your scheme. Check the employer pension statement for the final figure.