Net Worth Calculator
Add up what you own, subtract what you owe — your net worth is the single clearest scoreboard of financial progress.
Your net worth
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Total assets —
Total liabilities —
Home equity share —
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How it works
Net worth = total assets − total liabilitiesFrequently Asked Questions
What counts toward net worth?
Assets: cash, savings, investments, retirement accounts, home value, vehicles, and anything you could sell. Liabilities: mortgage, car loans, student loans, credit cards, and other debts. Income is not net worth — it is the flow that builds it.
What is a good net worth for my age?
A widely cited rule of thumb: by 30, aim for half your annual salary; by 40, 2×; by 50, 4×; by 60, 6–8×. Medians vary enormously, so use the trend of your own number over time as the real measure.
Should I include my home?
Yes, at a realistic market value — with the mortgage counted on the liability side. Home equity is often the largest component of household net worth.