Net Worth Calculator
This Net Worth turns the figures for net Worth into a result you can review. Keep the inputs, units and time period consistent.
Your net worth
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Total assets —
Total liabilities —
Home equity share —
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How it works
Net worth = total assets − total liabilitiesHow to use the Net Worth
Enter the requested values and start with one realistic example. Read the result together with its unit or label, then change one input at a time if you want to compare options.
Use the result as a planning estimate. Rates, fees, rules and personal circumstances can change the final figure.
Frequently Asked Questions
What counts toward net worth?
Assets: cash, savings, investments, retirement accounts, home value, vehicles, and anything you could sell. Liabilities: mortgage, car loans, student loans, credit cards, and other debts. Income is not net worth — it is the flow that builds it.
What is a good net worth for my age?
A widely cited rule of thumb: by 30, aim for half your annual salary; by 40, 2×; by 50, 4×; by 60, 6–8×. Medians vary enormously, so use the trend of your own number over time as the real measure.
Should I include my home?
Yes, at a realistic market value — with the mortgage counted on the liability side. Home equity is often the largest component of household net worth.