Investment Calculator

Planning investment is easier when the main numbers are in one place. Add your figures to the Investment Calculator, then read the notes below the result to see what is included.

$
$
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End balance
$224,386.10
Total contributions$82,000.00
Total return$142,386.10
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How it works

The balance grows by compounding: each month the existing balance earns a share of the annual return, and the new contribution is added. End balance equals the starting amount grown over time plus the future value of all contributions. Total return is the end balance minus everything you contributed.

How to use the Investment Calculator

Enter the values requested by the tool and start with one realistic example. Read the result together with its unit or label, then change one input at a time if you want to compare options. Keeping a note of the original figures makes the calculation easier to check later.

Use the result as a planning estimate rather than a quote or guarantee. Rates, fees, tax rules and personal circumstances can change the final figure.

Frequently Asked Questions

How is this different from compound interest?
It uses the same compounding maths, but is framed for investing with regular contributions, and it separates your contributions from the growth.
What does the Investment Calculator calculate?
It calculates or estimates investment from the values entered in the tool. The method and important assumptions are shown on this page.
What information do I need for this calculation?
Use the input labels in the calculator as a guide and enter figures from the same situation, time period and units wherever possible.